Terms of Service

Terms and conditions for using our financial advisory services

Last Updated: 1st January 2026

Effective Date: 1st January 2026

Acceptance of Terms

These Terms of Service ("Terms") govern your use of the website and services provided by PixelSummiting Ltd ("Company", "we", "our", or "us"). By accessing or using our website at pixelsummiting.top or engaging our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.

About PixelSummiting

PixelSummiting Ltd is a limited company registered in Cyprus with registration number HE917356 and VAT number CY91756428X. Our registered office is located at Gladstonos Street 70, Paphos, 8062, Paphos District, Cyprus. We provide financial advisory services, focusing on teaching the personal finance habits of successful people.

Service Description

PixelSummiting provides financial advisory and educational services, including but not limited to:

  • Wealth-building strategy consultation and guidance
  • Financial habit coaching and behaviour modification programmes
  • Legal and compliance advisory services related to financial planning
  • Financial analysis and personalised planning services
  • Educational content and resources on personal finance

User Obligations

When using our website and services, you agree to:

  • Provide accurate, complete, and up-to-date information when requested
  • Use our services only for lawful purposes and in accordance with these Terms
  • Maintain the confidentiality of any login credentials or account information
  • Respect the intellectual property rights of PixelSummiting and third parties
  • Not use our services to engage in any fraudulent, illegal, or harmful activities
  • Not attempt to gain unauthorised access to our systems or networks
  • Comply with all applicable laws and regulations in your jurisdiction

Financial Advisory Disclaimer

The information and advice provided by PixelSummiting are for educational and informational purposes. Whilst we strive to provide accurate and helpful guidance, all financial decisions remain your responsibility. Past performance does not guarantee future results, and all investments carry risk of loss. You should consider your individual circumstances and consult with qualified professionals before making financial decisions. PixelSummiting does not guarantee specific financial outcomes or investment returns.

Intellectual Property

All content on our website and in our services, including text, graphics, logos, images, software, and other materials, is the property of PixelSummiting Ltd or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission. You are granted a limited, non-exclusive, non-transferable licence to access and use our services for their intended purpose.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which forms part of these Terms. By using our services, you consent to the processing of your personal data as described in our Privacy Policy. We comply with the General Data Protection Regulation (GDPR) and other applicable data protection laws.

Payment Terms

Payment for our services is due as specified in your service agreement or invoice. We accept payment methods as indicated on our website or in your service contract. Late payments may result in suspension of services and may incur additional charges. All fees are non-refundable unless otherwise specified in writing or required by applicable law. Prices may be subject to change with reasonable notice.

Limitation of Liability

To the fullest extent permitted by law, PixelSummiting Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of our services or website. Our total liability to you for all claims arising from or related to our services shall not exceed the amount you have paid to us in the twelve months preceding the claim. Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so these limitations may not apply to you.

Indemnification

You agree to indemnify, defend, and hold harmless PixelSummiting Ltd, its officers, directors, employees, and agents from and against any claims, damages, losses, costs, and expenses (including reasonable legal fees) arising from your use of our services, violation of these Terms, or infringement of any third-party rights.

Termination

Either party may terminate the service relationship at any time with reasonable notice as specified in your service agreement. PixelSummiting reserves the right to suspend or terminate your access to our services immediately if you violate these Terms or engage in conduct that we deem harmful to our business or other clients. Upon termination, your right to use our services will cease immediately, but provisions regarding intellectual property, limitation of liability, and governing law shall survive termination.

Modifications to Terms

PixelSummiting reserves the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after such modifications constitutes acceptance of the updated Terms. If you do not agree to the modified Terms, you should discontinue use of our services.

Governing Law

These Terms are governed by and construed in accordance with the laws of Cyprus and the European Union, without regard to conflict of law principles. Any disputes arising from or related to these Terms or our services shall be subject to the exclusive jurisdiction of the courts of Cyprus. If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

Force Majeure

PixelSummiting shall not be liable for any failure or delay in performance of our obligations under these Terms due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, government actions, or technical failures. In such cases, we will make reasonable efforts to resume normal service as soon as possible.

Entire Agreement

These Terms, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and PixelSummiting regarding the use of our services. These Terms supersede all prior agreements, understandings, and communications, whether written or oral, relating to the subject matter herein.

Contact Information

If you have any questions about these Terms of Service, please contact us:

PixelSummiting Ltd

Gladstonos Street 70

Paphos, 8062, Paphos District

Cyprus

Email: legal@pixelsummiting.top

Phone: +357 26800017

Business Hours: Monday - Friday: 10:00 - 19:00 (Cyprus Time)

These Terms of Service are effective as of the date last updated and will remain in effect until modified or terminated in accordance with the provisions herein.